San Diego, CA 92109         Office: (858) 272-8773

I'm applying for the job as your Realtor. Click the picture below to watch a 1 minute video. Search for San Diego Homes  Looking for information regarding the First Time Home Buyer Programs for 2008 and 2009?  Click here for answers to your questions.  Or here for an easy explanation. Search for foreclosures, short sales, and homes in San Diego County.  Press here to email me - Joel Sales Statistics for SAN DIEGO County CA Realist's most recent sale date for this county is 12/24/2009  (posted 1/1/2010)  Single Family Residence  Time Period Number of Sales Median Sale Price   Nov 2009 1,855 $370,000   Nov 2008 1,683 $343,500   Oct 2009 2,250 $370,000   Oct 2008 2,184 $360,000   2009 YTD 22,897 $350,000   2008 20,792 $395,500   Condominium  Time Period Number of Sales Median Sale Price   Nov 2009 1,081 $245,000   Nov 2008 838 $217,750   Oct 2009 1,125 $235,000   Oct 2008 1,222 $228,000   2009 YTD 11,714 $225,000   2008 11,354 $271,750             What they are saying about my services: Daniel...First, let me assure you that you picked the best realtor in San Diego to work with --- Joel is a true professional. - Capt Will Ainsworth You are our Realtor for LIFE!   Tim and Brie Page "I bought my first condo with Joel. Not only did he help me find the place that was perfect for me, he helped me every step of the way. I didn't know the first thing about buying a home. He went above and beyond. I'd use him again and again."  Jen Roberts-Wilbur For more testimonials, click here "Joel, now that I am established in my new home and can finally take a breather, I'd like to thank you.  It has been great knowing that I can rely on you for honest advice - following it has sure paid off."  Dan Garcia Joel, you have been one of the most friendly, approachable and professional people I have ever met. It was hard for us to know where to start; without your help we would have no idea about the US school system or the housing market or many things that go on here. Most certainly I would recommend you as one of the best Realtors in San Diego.  - Sheron Wylie-Modro Any time I'm having a stressful day, I think of your leadership and friendship and that inspires me.  ~ Charlie C I will definitely refer you to ANYONE that I hear needs a broker. Your honesty and kind heart is exactly what anyone would want in a broker.  I look forward to doing future business with you. Thanks again.  ~ Kelly Davis   *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *        San Diego is rated in the Top 5 Best Housing Market by Forbes.com Click here for the article       ******************************************************************************************** Should I buy now or should I wait until prices come down.  Interest rates are predicted to start going up to curb inflation.  As interest rates go up, the monthly payment goes up meaning one will be able to afford less of a home.  Cash buyers are buying in San Diego. Why do you think that is? They see the opportunties San Diego offers and they know that this is the best time to buy.  When should you buy? The best answer is to buy when the timing is right for you instead of trying to time the bottom of the market.  Here's why.   press for the full article    ******************************************************************************************** In a World Without PITI, Could You Buy a Home? Dealing with the sale or purchase of real property, there are many terms that come up in the course of the transaction. It can be annoying, and there are lots of these specialized terms. It's not generally feasible for a casual buyer or seller to learn them all. However, there are some words and abbreviations that you should become familiar with for your own benefit and the PITI acronym is one of them. Following is an explanation of the term and of each of its letters. ...  press for the full article ******************************************************************************************** Short Sales.... Short sales are situations where the homeowner owes more on the property than they can sell it for.  These type of transactions require patience (sometimes up to 6 months) just to complete the transaction.  Many short sale transactions are initiated, but are not completed.  Here's a tidbit I found on the California Association of Realtors newsletter...article source is by Rachel Raskin-Zrihen/Times-Herald staff writer...copied with permission "Many of the short sales will never go through because the owners (seller) won't qualify, the bank will take so long to respond that the interested buyer will disappear, or the listing agent has set a list price that is unrealistic and not acceptable to the bank.  But they do give us a hint of what is to come when those homes in distress are foreclosed upon and become (bank-owned)." ******************************************************************************************** Foreclosures.... Foreclosures are known by several names including Bank Owned, Bank repo and REO.  The process is very similar to a normal resale transaction and with proper coordination, can close in a 30 - 45 day window.  There is additional paperwork such as a lender addendum.  Also, the lender is not required to submit all disclosures because they didn't live in the property.  They and their agent must still disclose anything they really know about the property.  Foreclosures are always sold "as is" meaning the owner (the bank) will not perform any of the repairs, even mandated ones, although they will provide termite clearance in most cases.  Most foreclosures are properties that have experienced extensive deferred maintenance, meaning the home is in need of many repairs.  In some rare cases, the home is in great shape and these are normally the "great deals" you hear about.  They are out there...call/email me to find them. ******************************************************************************************** A referral is sending someone you care about to someone you trust and respect.  I want to earn your trust and respect by providing you with the service and information you expect and deserve.  That said: I'm never too busy for your referrals.  If you appreciate the level of service I provide and hear of someone of comparable quality as yourself who is thinking of buying or selling their home, just call me with their name and number and I'll be happy to follow up with them.  -  Joel *********************************************************************************************    Housing and Economic Recovery Act 2008         Home Sales Increasing - Inventory Decreasing     Click here to search for available homes in San Diego County and have these listings emailed to you automatically. I provide this as a FREE service to my clients, who I expect will use my services when they are ready to purchase. Featured Homes - Look here for homes that are for sale and rent. Contact me if you are interested in placing your rental property here. Market Analysis - Let me figure out how much your home is worth in today's market? Buyer/Seller Tips - Read through helpful tips of information on buying and selling your home!

Why pick me over other Realtors?    ·        Past-President, Mission Bay Real Estate Association   MBREA ·        Broker-Owner, San Diego Real Estate - Joel Hawk, INC  ·        ABR, CRS, ePRO, SRES, SRS, Realtor ·        I communicate openly, accurately, and promptly. ·        When it comes to providing service to you, I teach others in this business how to do it, so why not get the service you deserve from the instructor? ·        Listing agent, buyer broker, buyers agent. I represent you whether you are buying or selling! Send me an email or give me a call. Let's get started!!! ·        San Diego Broker, San Diego Realtor, San Diego Real Estate Agent ·        I may not be able to serve your every need, but if you need a professional for some other service, ask me what/who you are looking for.  I've developed relationships with people who have proven themselves as some of the best experts in their professions.

 

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Joel Hawk, ABR, CRS, e-PRO, SRES, SRS Broker - Owner San Diego Real Estate - Joel Hawk, INC 864 Grand Ave #518 San Diego, CA  92109 Business: (858) 272-8773 Fax: (888) 710-3037 E-Mail: Joel@JoelHawk.com Lic. # 01246382

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